Chapter 308 of the Laws of 2006, the "Home Equity Theft Prevention Act, in addition to amending Banking Law Section 595-a ("Regulation of mortgage brokers, mortgage bankers and exempt organizations") and adding Section 265-A ("Home Equity Theft Prevention") to the Real Property Law, added Section 1303 ("Foreclosures; required notices") to the Real Property Actions and Proceedings Law requiring the plaintiff in a mortgage foreclosure to deliver with the summons and complaint a notice, on a separate page in bold, fourteen-point type printed on colored paper that is a color other than that of the paper on which the summons and complaint are printed, captioned (in bold twenty-point type) "Help for Homeowners in Foreclosure" containing text set forth in the Act. Chapter 154 of the Laws of 2007, effective July 3, 2007, limits this requirement to mortgage foreclosures involving residential real property consisting of owner-occupied one-to-four family dwellings.