Liability for injuries caused by animals
There has been a lot of recent activity in the New York State courts on the issue of liability for injuries caused by animals, and in particular dogs. One line of cases holds that liability can only be imposed upon an owner or custodian of an animal under a theory of strict liability, pursuant to which a showing must be made that the owner or custodian knew or should have known that the animal had vicious propensities. The other line of cases involved situations in which dogs were off leash, in violation of a local leash law, when the incident occurred. Some courts have allowed recoveries under a negligence theory based upon a showing that it was reasonably foreseeable that, as a result of the ordinance violation, that the animal would hurt the person. To date, because this latter approach revolves around violations of leash laws, it has been limited to dogs.
Which approach do you believe is the better approach and why?
Other than leash laws, are there other ordinances which could be used as the basis to argue that violation of them created a situation in which it was reasonably foreseeable that the animal would injure someone?
How would liability insurance be affected if the latter approach were to gain acceptance?
Would homeowners who share their homes with dogs in their households find it harder or more expensive to obtain liability insurance?